:root {--n76-bg: #4E342E;--n76-surface: rgba(0, 0, 0, 0.3);--n76-blue: #2196F3;--n76-bg-alt: rgba(93,64,55,1);--n76-border: rgba(255, 255, 255, 0.12);--n76-max: 1180px;--n76-text: #ffffff;--n76-radius: 12px;--n76-text-muted: rgba(255, 255, 255, 0.7);--n76-surface-strong: rgba(0, 0, 0, 0.4);--n76-text-soft: rgb(255,249,196);--n76-orange: #FF9800;--n76-green: rgba(76,175,80,1);--n76-purple: #9C27B0;--n76-gold: rgb(255,235,59)}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body.n76-body {color: var(--n76-text);margin: 0;min-height: 100vh;font-family: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;background: var(--n76-bg);line-height: 1.6;outline-offset:0;visibility:visible}

.n76-wrap {padding: 0 1.25rem;margin: 0 auto;max-width: var(--n76-max)}

img {display: block;max-width: 100%;height: auto}

.n76-skip {top: auto;left: -999px;font-weight: 700;padding: 0.6rem 1rem;z-index: 999;background: var(--n76-gold);border-radius: 0 0 8px 0;color: #2b1a14;position: absolute}
.n76-skip:focus {left: 0;top: 0}


.n76-header {border-bottom: 1px solid var(--n76-border);background: linear-gradient(135deg, #3E2723 0%, #4E342E 100%)}
.n76-header__row {padding: 0.85rem 0;justify-content: space-between;gap: 1rem;align-items: center;display: flex}
.n76-logo {display: inline-flex;align-items: center;text-decoration: none}
.n76-logo__img {object-fit: cover;border-radius: 50%;height: 56px;width: 56px}
.n76-logo__text {color: var(--n76-gold);letter-spacing: 0.02em;font-size: 1.4rem;font-weight: 800}
.n76-header__actions {display: flex;gap: 0.6rem}

.n76-btn {display: inline-block;font-weight: 700;text-decoration: none;border-radius: 8px;padding: 0.55rem 1.1rem;font-size: 0.92rem;transition: transform 0.15s ease, opacity 0.15s ease;border: 2px solid transparent}
.n76-btn:hover {opacity: 0.92;transform: translateY(-1px)}
.n76-btn--ghost {background: transparent;border-color: var(--n76-gold);color: var(--n76-gold)}
.n76-btn--solid {background: linear-gradient(135deg, var(--n76-gold), #FFC107);color: rgba(43,26,20,1)}

.n76-nav {z-index: 50;top: 0;position: sticky;background: rgba(0, 0, 0, 0.35);border-bottom: 1px solid var(--n76-border)}
.n76-nav__bar {justify-content: space-between;align-items: center;padding: 0.5rem 0;display: flex}
.n76-nav__label {color: var(--n76-text-soft);font-weight: 700;display: none}
.n76-menu-btn {display: flex;cursor: pointer;padding: 0;width: 40px;height: 34px;border: none;flex-direction: column;justify-content: center;gap: 6px;background: transparent}
.n76-menu-btn span {border-radius: 2px;transition: transform 0.2s ease, opacity 0.2s ease;height: 3px;display: block;background: var(--n76-gold)}
.n76-menu-btn--active span:nth-child(1) { transform: translateY(9px) rotate(45deg); }
.n76-menu-btn--active span:nth-child(2) { opacity: 0; }
.n76-menu-btn--active span:nth-child(3) { transform: translateY(-9px) rotate(-45deg); }

.n76-nav__links {display: none;padding-bottom: 0.75rem;flex-direction: column}
.n76-nav__links--open { display: flex; }
.n76-nav__item { border-top: 1px solid var(--n76-border); }
.n76-nav__link {color: #fff;font-weight: 600;padding: 0.75rem 0.25rem;display: block;text-decoration: none}
.n76-nav__link--current { color: var(--n76-gold); }
.n76-nav__sub {padding: 0 0 0.5rem 1rem;display: none;flex-direction: column}
.n76-nav__item--active .n76-nav__sub { display: flex; }
.n76-nav__sublink {color: var(--n76-text-soft);padding: 0.4rem 0;font-size: 0.92rem;text-decoration: none}
.n76-nav__sublink:hover { color: var(--n76-gold); }

@media (min-width: 900px) {
  .n76-nav__bar { display: none; }
  .n76-nav__links {flex-direction: row;padding: 0.6rem 0;flex-wrap: wrap;gap: 0.25rem 1.2rem;display: flex !important}
  .n76-nav__item {position: relative;border-top: none}
  .n76-nav__link { padding: 0.4rem 0.1rem; }
  .n76-nav__item--drop:hover .n76-nav__sub {min-width: 200px;z-index: 60;position: absolute;padding: 0.5rem;box-shadow: 0 10px 24px rgba(0,0,0,0.4);left: 0;top: 100%;border: 1px solid var(--n76-border);display: flex;border-radius: 8px;background: #3E2723}
  .n76-nav__sublink {padding: 0.45rem 0.6rem;border-radius: 6px}
  .n76-nav__sublink:hover { background: rgba(255,255,255,0.08); }
}


.n76-article { padding: 1.5rem 0 3rem; }

.n76-hero {gap: 1.5rem;display: grid;padding: 1.5rem 0 2rem;grid-template-columns: 1fr}
.n76-hero__eyebrow {margin: 0 0 0.4rem;font-weight: 700;letter-spacing: 0.04em;color: var(--n76-gold);font-size: 0.85rem;text-transform: uppercase}
.n76-hero__title {margin: 0 0 1rem;font-size: clamp(1.7rem, 4vw, 2.6rem);color: #fff}
.n76-hero__lead {margin: 0 0 1rem;color: var(--n76-text-soft)}
.n76-hero__meta {display: flex;padding: 0;font-size: 0.85rem;color: var(--n76-text-muted);flex-wrap: wrap;list-style: none;margin: 1rem 0;gap: 0.5rem 1.5rem}
.n76-hero__cta { margin-top: 1rem; }
.n76-hero__aside {padding: 1.5rem;border: 1px solid var(--n76-border);background: var(--n76-surface);border-radius: var(--n76-radius)}
.n76-hero__aside h2 {color: var(--n76-gold);margin-top: 0;font-size: 1.1rem}
.n76-quickaccess p { margin: 0.5rem 0; }
.n76-quickaccess__actions {margin-top: 0.75rem;flex-wrap: wrap;gap: 0.6rem;display: flex}
.n76-quickaccess--bar, .n76-quickaccess--inline {flex-wrap: wrap;display: flex;align-items: center;gap: 1rem}
.n76-quickaccess__logo {height: 64px;object-fit: cover;width: 64px;border-radius: 50%}
.n76-quickaccess__links {gap: 0.6rem;flex-wrap: wrap;display: flex}
.n76-hero__media {margin-top: 1rem;text-align: center}
.n76-hero__media img {margin: 0 auto;border-radius: var(--n76-radius)}

@media (min-width: 900px) {
  .n76-hero {grid-template-columns: 1.6fr 1fr;align-items: start}
}

.n76-toc {padding: 1rem 1.5rem;background: var(--n76-surface);margin: 1.5rem 0;border: 1px solid var(--n76-border);border-radius: var(--n76-radius)}
.n76-toc h2 {color: var(--n76-gold);margin: 0 0 0.6rem;font-size: 1rem}
.n76-toc ol {column-gap: 2rem;margin: 0;columns: 2;padding-left: 1.2rem}
.n76-toc a {color: var(--n76-text-soft);text-decoration: none}
.n76-toc a:hover { color: var(--n76-gold); }

.n76-disclaimer {background: rgba(255, 152, 0, 0.12);padding: 1rem 1.25rem;color: var(--n76-text-soft);border-radius: 8px;margin: 1.5rem 0;border-left: 4px solid var(--n76-orange)}

.n76-section {padding: 2.25rem 0;border-top: 1px solid var(--n76-border)}
.n76-section:first-of-type { border-top: none; }
.n76-section__kicker {font-size: 0.8rem;color: var(--n76-gold);margin: 0 0 0.4rem;font-weight: 700;letter-spacing: 0.04em;text-transform: uppercase}
.n76-section__title {color: rgb(255,255,255);margin: 0 0 0.75rem;font-size: clamp(1.3rem, 3vw, 1.9rem)}
.n76-section__lead {color: var(--n76-text-soft);max-width: 70ch}
.n76-section__media {margin: 1.25rem 0;text-align: center}
.n76-section__media img {border-radius: var(--n76-radius);margin: 0 auto}
.n76-section__figure {margin: 1.25rem 0;text-align: center}
.n76-section__caption {margin-top: 0.5rem;font-size: 0.85rem;color: var(--n76-text-muted)}

.n76-card-grid {margin-top: 1.5rem;grid-template-columns: 1fr;display: grid;gap: 1.25rem}
@media (min-width: 700px) { .n76-card-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .n76-card-grid { grid-template-columns: repeat(3, 1fr); } }
.n76-card {border: 1px solid var(--n76-border);border-radius: var(--n76-radius);padding: 1.25rem;background: var(--n76-surface)}
.n76-card h3 {color: var(--n76-gold);margin-top: 0.5rem;font-size: 1.1rem}
.n76-card ul {color: var(--n76-text-soft);padding-left: 1.1rem;margin: 0.75rem 0 0}
.n76-card ul li { margin-bottom: 0.45rem; }
.n76-card__media {overflow: hidden;margin-bottom: 0.5rem;border-radius: 8px}

.n76-table-wrap {margin: 1.5rem 0;border-radius: var(--n76-radius);overflow-x: auto;border: 1px solid var(--n76-border)}
.n76-table {background: rgba(0,0,0,0.25);width: 100%;border-collapse: collapse}
.n76-table th, .n76-table td {border-bottom: 1px solid var(--n76-border);text-align: left;padding: 0.8rem 1rem}
.n76-table thead th {color: var(--n76-gold);background: var(--n76-bg-alt)}
.n76-table tbody tr:last-child td { border-bottom: none; }

.n76-win-grid {grid-template-columns: 1fr;display: grid;gap: 1.25rem;margin-top: 1.5rem}
@media (min-width: 700px) { .n76-win-grid { grid-template-columns: repeat(2, 1fr); } }
.n76-win-card {border-radius: var(--n76-radius);border-left: 5px solid var(--n76-green);background: var(--n76-surface);padding: 1.25rem}
.n76-win-card__head {justify-content: space-between;display: flex;align-items: start;gap: 0.75rem;margin-bottom: 0.75rem}
.n76-win-card__name {margin: 0;color: var(--n76-gold);font-size: 1.05rem}
.n76-win-card__date {margin: 0.2rem 0 0;color: var(--n76-text-soft);font-size: 0.85rem}
.n76-win-card__badge {font-weight: 700;background: var(--n76-green);padding: 0.3rem 0.8rem;border-radius: 20px;white-space: nowrap;color: #fff;font-size: 0.8rem}
.n76-win-card__amount {margin: 0.75rem 0;font-size: 1.8rem;font-weight: 800}
.n76-win-card__detail {color: var(--n76-text-soft);margin: 0}
.n76-win-card__quote {font-size: 0.9rem;font-style: italic;color: var(--n76-text-muted);margin-top: 0.6rem}

.n76-stats-grid {margin: 1.5rem 0;gap: 1rem;display: grid;grid-template-columns: repeat(2, 1fr)}
@media (min-width: 700px) { .n76-stats-grid { grid-template-columns: repeat(4, 1fr); } }
.n76-stat {padding: 1.25rem;border: 2px solid var(--n76-border);text-align: center;border-radius: var(--n76-radius);background: var(--n76-surface)}
.n76-stat__value {display: block;font-size: 2.2rem;color: var(--n76-gold);font-weight: 800}
.n76-stat__label {margin-top: 0.3rem;font-weight: 600;font-size: 0.9rem;display: block;color: var(--n76-text-soft)}
.n76-stat__note {color: var(--n76-text-muted);display: block;margin-top: 0.2rem;font-size: 0.78rem}

.n76-faq {display: flex;margin-top: 1.5rem;flex-direction: column;gap: 0.75rem}
.n76-faq__item {border: 1px solid var(--n76-border);border-radius: var(--n76-radius);overflow: hidden;background: var(--n76-surface)}
.n76-faq__item summary {color: #fff;list-style: none;cursor: pointer;gap: 1rem;padding: 1rem 1.25rem;justify-content: space-between;display: flex;font-weight: 700}
.n76-faq__item summary::-webkit-details-marker { display: none; }
.n76-faq__chevron {color: var(--n76-gold);flex-shrink: 0;transition: transform 0.2s ease;display: inline-block}
.n76-faq__item[open] .n76-faq__chevron { transform: rotate(180deg); }
.n76-faq__answer {padding: 0 1.25rem 1.25rem;color: var(--n76-text-soft)}
.n76-faq__answer p, .n76-faq__answer ul, .n76-faq__answer ol { margin: 0.75rem 0; }
.n76-faq__answer table { width: 100%; }
.n76-faq__answer h4 {margin: 1rem 0 0.5rem;color: #fff}

.n76-steps {gap: 0.9rem;list-style: none;counter-reset: n76-step;display: flex;flex-direction: column;margin: 1.5rem 0;padding: 0}
.n76-steps li {border: 1px solid var(--n76-border);background: var(--n76-surface);color: var(--n76-text-soft);padding: 1rem 1.25rem 1rem 3.2rem;position: relative;border-radius: var(--n76-radius)}
.n76-steps li::before {color: rgba(43,26,20,1);width: 1.8rem;font-weight: 800;left: 1rem;counter-increment: n76-step;background: var(--n76-gold);justify-content: center;align-items: center;border-radius: 50%;font-size: 0.9rem;position: absolute;display: flex;top: 1rem;content: counter(n76-step);height: 1.8rem}

.n76-rich {color: var(--n76-text-soft);margin-top: 1.5rem}
.n76-rich h2, .n76-rich h3, .n76-rich h4 { color: rgba(255,255,255,1); }
.n76-rich table {border-collapse: collapse;margin: 1rem 0;width: 100%}
.n76-rich th, .n76-rich td {border-bottom: 1px solid var(--n76-border);text-align: left;padding: 0.65rem 0.8rem}

.n76-cta-banner {background: linear-gradient(135deg, rgba(255,235,59,0.12), rgba(76,175,80,0.1));margin: 2rem 0;text-align: center;padding: 2.5rem 1rem;border-radius: var(--n76-radius)}
.n76-cta-banner a {color: rgb(43,26,20);padding: 1rem 2.5rem;display: inline-block;font-size: 1.05rem;background: linear-gradient(135deg, var(--n76-gold), #FFC107);text-decoration: none;font-weight: 800;border-radius: 10px}

.n76-policy {margin-top: 2.5rem;padding-top: 1.5rem;border-top: 1px solid var(--n76-border)}
.n76-policy h2 {color: var(--n76-gold);font-size: 1.15rem}
.n76-policy p { color: var(--n76-text-soft); }


.n76-footer {border-top: 1px solid var(--n76-border);margin-top: 2rem;padding: 2.5rem 0 1.5rem;background: #3E2723}
.n76-footer__grid {gap: 1.75rem;grid-template-columns: 1fr;display: grid}
@media (min-width: 800px) { .n76-footer__grid { grid-template-columns: 1.5fr 1fr 1fr; } }
.n76-footer__logo {width: auto;height: 44px}
.n76-footer__logo-text {color: var(--n76-gold);font-size: 1.2rem;font-weight: 800}
.n76-footer__desc {color: var(--n76-text-muted);max-width: 42ch;font-size: 0.9rem;margin-top: 0.75rem}
.n76-footer__col-title {font-size: 0.95rem;color: #fff;margin: 0 0 0.75rem}
.n76-footer__col-list {gap: 0.5rem;display: flex;padding: 0;flex-direction: column;margin: 0;list-style: none}
.n76-footer__col-link {font-size: 0.9rem;text-decoration: none;color: var(--n76-text-muted)}
.n76-footer__col-link:hover { color: var(--n76-gold); }
.n76-footer__bottom {flex-wrap: wrap;color: var(--n76-text-muted);gap: 0.5rem 1.5rem;font-size: 0.82rem;display: flex;align-items: center;padding-top: 1.25rem;margin-top: 2rem;border-top: 1px solid var(--n76-border)}
.n76-footer__copy { margin: 0; }
.n76-footer__warn { margin: 0; }


.sf-sticky-cta {padding: 0.6rem 0.75rem 0.6rem 1.25rem;gap: 1rem;align-items: center;display: flex;border: 1px solid var(--n76-gold);left: 50%;max-width: calc(100vw - 2rem);z-index: 80;position: fixed;bottom: 1rem;border-radius: 999px;box-shadow: 0 12px 30px rgba(0,0,0,0.45);transform: translateX(-50%);background: #2b1a14}
.sf-sticky-cta__meta {line-height: 1.25;display: flex;font-size: 0.78rem;flex-direction: column;color: var(--n76-text-soft)}
.sf-sticky-cta__meta strong {font-size: 0.9rem;color: #fff}
.sf-sticky-cta__button {border-radius: 999px;font-size: 0.9rem;white-space: nowrap;font-weight: 800;padding: 0.55rem 1.2rem;background: linear-gradient(135deg, var(--n76-gold), #FFC107);color: #2b1a14;text-decoration: none}

body.sf-has-sticky-cta { padding-bottom: 4.5rem; }


.n76-main {width: 100%;display: block}


.sf-related-articles{box-shadow:0 16px 45px rgba(15,23,42,.08);border:1px solid rgba(148,163,184,.24);max-width:1120px;border-radius:24px;padding:clamp(18px,3vw,28px);background:rgba(255,255,255,.06);margin:clamp(28px,5vw,56px) auto}
.sf-related-articles h2{line-height:1.2;font-size:clamp(1.35rem,2.5vw,2rem);margin:0 0 8px}
.sf-related-articles>p{line-height:1.65;opacity:.78;margin:0 0 18px}
.sf-related-articles__list{padding:0;display:grid;list-style:none;margin:0;gap:14px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.sf-related-articles__item{list-style:none;padding:0;margin:0}
.sf-related-articles__link{min-height:100%;transition:transform .18s ease,border-color .18s ease,background .18s ease;display:flex;border-radius:18px;flex-direction:column;border:1px solid rgba(148,163,184,.18);color:inherit;padding:16px;background:rgba(255,255,255,.08);text-decoration:none;gap:7px}
.sf-related-articles__link:hover{background:rgba(255,255,255,.13);transform:translateY(-2px);border-color:rgba(59,130,246,.45)}
.sf-related-articles__type{opacity:.88;color:inherit;border-radius:999px;font-weight:700;width:max-content;background:rgba(59,130,246,.14);font-size:.72rem;padding:3px 9px;letter-spacing:.04em;text-transform:uppercase}
.sf-related-articles strong{line-height:1.35;font-size:1rem}
.sf-related-articles small{line-height:1.45;opacity:.72;font-size:.88rem}
@media(max-width:640px){.sf-related-articles{border-radius:18px;margin:28px 12px;padding:16px}.sf-related-articles__list{grid-template-columns:1fr}.sf-related-articles__link{padding:14px}}